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Insurance

Large commercial drone insurance

We cover everything from crop spraying in Australia, swarm displays in Dubai and passenger eVTOL trials around the world. We are here to support anything from start-ups to the long established pioneers.

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Peace of mind

Moonrock is the first specialised drone MGA in the UK and Europe. The company brings drone expertise and insurance processes tailored to this fast-developing industry.

Supporting Drone and eVTOL start-ups
Deep level industry knowledge
Data driven analysis
Specialist in anything from drone delivery to Swarm displays
Dedicated account manager

Case Studies

Agriculture Drone Spraying

Read use case

Agriculture Drone Spraying

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If you would like a personalised quote from one of our drone insurance experts, please fill out this form.

    Call us

    To speak directly to a drone insurance advisor, please call us on 0800 852 7757 during our office hours of 9am – 5pm Monday to Friday.

    Moonrock Frequently Asked Questions

    Everything you need to know about the drone insurance we provide

    Why should I insure with Moonrock?

    At Moonrock, we offer more than just standard drone insurance. We provide bespoke, A-rated coverage tailored to your specific needs as a commercial operator. Whether you’re flying large fleets or using specialised equipment, we ensure that your policy is customized to protect what matters most. Our knowledgeable team is here to craft a solution that aligns with your business.

    Do you insure BVLOS flights?

    Yes we do. In fact we are now insuring many BVLOS operations around the world for activities that include drone delivery, heavy lifting operations and swarm display.

    How do I make a claim?

    We know that dealing with claims can be stressful, so we’ve streamlined the process to make it as easy as possible. With Moonrock, claims are handled swiftly, fairly, and with your needs at the heart of it. Visit our claims page or email info@moonrockinsurance.com for fast, efficient support.

    Can I make changes to my policy during the period of cover?

    Absolutely. Flexibility is key for non-standard operations, and we make it easy to adjust your policy. Whether you need to add or remove a drone, update equipment coverage, or change liability limits, just contact our team. We’ll quickly make the updates and ensure your documents are up to date.

    Does the policy cover the drone and equipment whilst in transit?

    Yes, your drone and equipment are fully covered, whether in transit, in storage, or during flight. Wherever your work takes you, we’ve got you covered.

    Is there a difference between drone insurance and UAV insurance?

    No, these are just different terms for the same coverage. Whether you call it UAV, UAS , or drone insurance, we provide comprehensive protection for your aerial operations.

    Do your policies insure me when flying abroad?

    Yes, we offer worldwide coverage under our annual policies. Just make sure you’re in compliance with local aviation regulations, and you’re good to go.

    How many drones can I cover in my policy?

    Our policies are flexible enough to cover multiple drones. You can insure up to the total value of your material damage cover, making it easy to protect your entire fleet.

    Is my drone equipment covered whilst in transit?

    Yes, your drone and any related equipment are protected in transit, no matter where you’re headed.

    Am I covered for theft?

    Yes, theft is covered under our policies, ensuring your valuable equipment is safeguarded.

    Is Moonrock’s drone insurance UK cover fully compliant with EU Regulation EC 785/2004?

    Yes, all our policies comply fully with EU Regulation EC 785/2004, ensuring your operations meet the necessary legal requirements.

    What if I wish to fly outside of the remits covered in my existing policy for one job?

    We offer flexibility for one-off projects or unique jobs. Simply contact us, and we’ll work with you to extend or adjust your coverage for specific tasks, ensuring you’re fully protected.

    Can I cover other professional equipment such as my ground-based camera or editing equipment in this policy?

    Yes, we provide additional property cover, allowing you to insure your entire toolkit, from drones to cameras and editing equipment.

    Can you cover higher public liability insurance than £10 million?

    Yes, we can arrange higher public liability limits. Just email us at info@moonrockinsurance.com, and we’ll work with you to customize the right level of coverage.

    What happens if I buy a new drone after getting a policy?

    You can easily add new drones to your existing policy. Simply notify Moonrock and we can adjust things accordingly, and you’ll be protected up to the material damage limit of your plan.

    Do I need to purchase employers’ liability insurance in my policy?

    If you employ staff in the UK, employers’ liability insurance is mandatory. Moonrock offers up to £10 million in coverage, providing extra peace of mind and exceeding the legal minimum requirement.

    What is covered in your hired-in cover?

    Losing a drone doesn’t have to mean losing business. Our hired-in cover lets you rent a drone immediately, keeping your operation running smoothly. You’ll be able to claim back the cost of the rental.

    Can I pay my annual policy premium in instalments?

    Yes, we offer monthly instalments for our bespoke insurance customers, giving you flexibility in managing premium payments.

    What does drone public liability insurance cover?

    Our public liability insurance covers third-party accidental damage to individuals and property, including both bodily injury and property damage.

    Why do I need public liability insurance for my drone?

    If you’re a commercial pilot in the EU, public liability insurance may be a legal requirement under EU Regulation EC 785/2004. Most regions require some type of public liability cover which needs to be drone-specific. In any case, it’s essential protection, ensuring you’re covered in case of an incident

    Do I need to buy insurance?

    For commercial operators, public liability is often mandatory. However, many choose to add other types of coverage, such as property and equipment insurance. Moonrock can help you determine the exact coverage you need to keep your business protected.

    Still have questions?

    If you have any other questions, please email our team
    info@moonrockinsurance.com or call us at the office on 0800 852 7757

    Contact Us
    Fly high with Moonrock drone insurance

    Moonrock Drone Insurance provides the highest level of cover for all your drone operations.

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    Copyright © 2024 Moonrock
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    Moonrock, Moonrock Insurance Solutions and Moonrock Drone Insurance are trading names of IFR Drones Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 979916.
    IFR Drones Ltd is registered in England and Wales company registration number 09426291 Registered address 27a Maxwell Road, Northwood, HA6 2XY.